We firmly believe in staying highly educated and pride ourselves in pursuing meaningful credentials and continuing education.  

Nexstep Financial Group. LLC, cannot provide legal or tax advice. Please consult with your qualified tax advisors and attorneys for tax- and legal- related advice.

Education and Credentials

Steve Kaster

Master of Science in Financial Services

Steve received his Master of Science in Financial Services (MSFS) degree in December 2014 from the American College of Financial Services. Steve was inspired to earn his Master's degree so he could provide an even more knowledgable level of service to Nexstep's clients.

 

Designations

In addition to his MSFS, Steve also holds the following designations:

Chartered Financial Consultant® (ChFC®) 

  • Click here to learn more about the ChFC®

Chartered Life Underwriter® (CLU®)

  • Click here to learn more about the CLU®

Certified Investment Management Analyst® (CIMA®)

  • The CIMA® is currently the only advanced designation of its kind focusing on investment management and portfolio construction.

The ChFC® and CLU® were earned through the American College of Financial Services (based in Bryn Mawr, Pennsylvania) and the CIMA® was earned through IMCA®, the Investment Management Consultants Association, Inc., based in Greenwood Village, Colorado.

"Retirement Planning Specialist" title

Click here to read about this title that Steve earned from the Wharton School of the University of Pennsylvania.

 

David Tornetto

Designations

Dave holds the following designations:

Chartered Financial Consultant® (ChFC®)

  • described above under Steve's section

Like Steve, Dave earned the above through the American College of Financial Services.

"Retirement Planning Specialist" title

Click here to read about this title that Dave earned from the Wharton School of the University of Pennsylvania.

SJ (Stephen J.) Kaster

SJ holds the Retirement Income Certified Professional® designation (RICP®), earned through the American College of Financial Services. This designation covers topics such as:

  • Income tax and legacy planning
  • Choosing appropriate housing
  • Planning for long-term care needs
  • Choosing distributions from employer sponsored plans
  • Evaluating and addressing risks faced in retirement
  • Social Security claiming

Sarah J. Kaster

Designations

Sarah holds the following designations:

Chartered Special Needs Consultant® (ChSNC®)

Inspired by her time tutoring college students with disabilities while she herself was an undergraduate at UW-Whitewater, Sarah holds the Chartered Special Needs Consultant® designation, earned through the American College of Financial Services. The ChSNC® is currently the only credential of its kind on the market covering many of the unique challenges that individuals with disabilties and their families face, such as:

  • Disability law
  • Life insurance
  • Healthcare issues
  • Special needs trusts
  • The ABLE Act
  • Government benefits
  • Social Security
  • Medicaid complexities
  • Special education
  • Estate planning
  • Retirement planning
  • Tax deductions

Retirement Income Certified Professional® (RICP®)

Sarah also holds the Retirement Income Certified Professional® designation (described above in SJ's section), earned through the American College of Financial Services like her brother.